Editor’s Note: This story originally appeared on Live and Invest Overseas.
Not all islands can inspire a hit song by Madonna … but Ambergris Caye did. Madonna’s 1987 hit, “La Isla Bonita,” is her ode to Latin America and is rumored to be specifically about San Pedro, the only town on Ambergris Caye.
Whether true or folklore, Ambergris Caye has embraced the moniker wholeheartedly. It’s easy to see how anyone — not just pop superstars — can become enamored with this tropical paradise.
A Tropical Welcome
Crystal-blue water beckons from all sides, with the world’s second-largest barrier reef no more than one mile offshore. English is the official language, making entry to the community simple for most North Americans.
The people are warm and welcoming. And the food? That may just be the strongest draw! A blend of many cultures, there is something for every palate on this small island.
Belize International Airport (BZE) is on the mainland, a quick 15-minute puddle-jumper (or 90-minute ferry ride) away. BZE itself is only two to three hours from Dallas, Houston, Miami, and Atlanta, so if you want or need to return to the U.S., it is convenient to travel back.
If cold weather is not your cup of tea, you will bask in Ambergris Caye’s tropical climate; you can depend on temperatures between 75 degrees and 95 degrees Fahrenheit (24 degrees and 35 degrees Celsius) year-round and a comfortable water temperature in the low- to mid-80s (about 28 degrees to 29 degrees Celsius).
It is sunny most days and humid — you will appreciate the trade winds off of the Caribbean Sea.
There aren’t “four seasons” that you find in a moderate climate; instead, we see “wet season” (May to October) and “dry season” (November to April). Even when it rains, it seldom does so all day. A brief rain shower may roll through, then clear up to a beautiful, sunny day.
Geography and Recreation
The topography is low; this is a coral sand and porous limestone island, with mangrove forests at its heart.
Running 25 miles north to south, and approximately two miles wide at its widest point east-to-west, it is the largest and most populated island in Belize — as well as the top island for tourism.
The Meso-American Reef rests just off its eastern shore, protecting the island from storms and teeming with sea life for diving and snorkeling enthusiasts.
Ambergris Caye is a top destination for sport fishing as well — be that reef, deep sea, or fly fishing on the tranquil flats of the western coast.
Cost of Living
Given its attractions and amenities, the cost of living is higher here than in any other part of Belize. Still, bargains can be had on real estate, and it’s one of the most affordable tropical islands, with many costs similar to North America’s.
As permanent residents, a couple could comfortably live on $1,700 to $2,000 per month, exclusive of housing.
To better stick to a budget, look for Belizean products or items from Central America and in-season produce. Going out to eat, costs vary widely. If you live like a local and enjoy rice and beans with stewed chicken, expect to pay $12 at a stall or small restaurant and $15 at a larger restaurant or one with a view.
Community Life
Ambergris Caye has a strong expat community and Facebook groups flourish with activity, from fishing, walking, yoga, cooking, painting over cocktails. Groups exist for volunteering for clean-ups, raising funds for the SAGA Humane Society, and Hope Haven, a children’s home.
There is a library downtown, as well as a handful of used bookstores and exchanges. My favorite used bookstore is also a hair salon. Community libraries are gathering steam on the island, often stocked by HOAs or clubs.
The San Pedro Lions Den assists the community with education, community health clinics, and events. They hold Bingo every Friday night at 6 p.m. with food and drinks available for sale. The Rotary Club of Ambergris Caye meets on Wednesday afternoons and regularly hosts charity events, fundraising drives, and community education.
Bars and restaurants sponsor weekly events like karaoke, cribbage, and cornhole, and I wouldn’t be surprised if one installs a pickleball court soon.
The demand is high!
