Residents of Miami Beach could be awarded up to $20,000 to help “floodproof” their homes as part of an ongoing effort to improve the city’s climate resilience.
“Miami Beach is a low-lying community and many buildings are vulnerable to different types of flooding, including King Tides, storms, and sea level rise,” the program’s website states. “In fact, most of Miami Beach is located in the FEMA Special Flood Hazard Area.”
The city plans to award up to $20,000 in matching funds to selected applicants to “assess the flood risk of their property and implement flood risk mitigation improvements.” It’s part of Miami Beach’s larger “Rising Above” initiative, which aims to help the city adapt to the effects of climate change.
Qualifying property owners of low- to moderate-income won’t be required to match funds, according to the city — it’ll fully fund the project for up to $20,000.
According to the city’s website, a designation of “low-income” requires a total annual gross household income that does not exceed 80% of median annual income, adjusted for family size — which was $87,200 in Miami-Dade County in 2025, per the Department of Housing and Urban Development. “Moderate-income” requires a total annual gross household income that does not exceed 120% of the median annual income, adjusted for family size.
The deadline to submit an application in 2026 is April 24.
How to Apply for Funding
All applications submitted will be reviewed and prioritized “according to available funds,” though submitting an application does not guarantee funding.
To apply, residents will need to provide a property elevation certificate, proof of active flood insurance, proof of property ownership, and proof of identity and income information, among other items.
For a full list of requirements, visit the website for the city’s private property adaptation initiative.
